The growth of a technology leader : Nick Ayton… Nick Ayton on the bitcoin generation: Insurance products designed to be sold through layers of distribution, salespeople and brokers. Then, my favorite parasites: the Independent Financial Advisor. How much profit margin is in a product designed to feed these layers, pay the commissions and allow misselling on mass? Insurance is one big ‘Ponzi Scheme’ as it is predicated on new money coming into the top to pay out at the bottom, if it pays out at all. Pensions are another example of a failed product, a scam. Then we have mortgages, another failed product that robs people and medical insurance designed to be sold and not claimed, aimed at the people with money.

An internationally reputable tech business leader, Nick works with executives to help them understand the pervasive nature of new technologies that include Quantum Computing, Artificial Intelligence, QuantumAI, Nano Materials, VR and Blockchain, as opportunities and threats for business operating model improvement, customers and the top line growth. Nick Ayton has worked more than 40 years in tech fields, improving businesses and implementing the newest tech for competitive advantage. He has the knack of making the complex feel familiar and gets to the issue quickly. He gets you thinking and helps you take action, to have the right plans in place for what is to come. With 21 million, Nick is experimenting with a new film finance model, using cryptocurrencies, where all staff are treated the same regardless of gender, creed, and beliefs. Everyone who joins the team will earn more than on any other comparable production because they will be paid not only a fair daily rate, but bonus 21 Million coins too. This approach also means that the crew is guaranteed to receive the same crypto value independently of where they live. Also, all 21M Coin holders receive royalties from income at exactly the same time. There will be no such thing as “first position”. 21M Coin represents a contractual right to receive a royalty derived from the sale of 21Million content – the TV series. Early investors buying 21MCoin during the ICO will be entitled to receive royalties in perpetuity for Season 1 and follow on seasons.

“Nick is one of the few people that can explain the complex so I can immediately grasp its importance.” We specialise on decentralised operating models and have created a set of tools and methodologies for design and deployement. Nick has designed Blockchain Operating Models for Insurance, Asset Management, Capital Markets, Trading and Lectures at a number of International business schools. In 2012 he created the first Fintech Self Service Pension Platform growing at 131% per quarter. Nick is currently advising several Blockchain entrepreneurs supporting a number of Initial Coin Offerings (Crypto-crowdfunding) and is London Correspondent for CoinTelegraph. See a few extra info on Nick Ayton.

Enter a new App Token, which you can earn when you download a food review app with the assurance your comments will be validated and delivered intact and tamper free. Such a token could remove the bias from food reviews which has to be good for the industry and for food lovers everywhere. This way a Blockchain solution has the potential to change the face of the restaurant industry and close the door once and for all on the cheaters and fakers, and reviews that just get deleted.

NickAyton on crypto app tokes : What is new is that Blockchain is a structural shift in commerce and how it lets you design and organise the trading and exchange of value between two or more parties. And why 3000 of the world’s smartest people are working on customer and market propositions that are going to destroy your business, your career, and take you with it… The biggest tech companies – IBM, Microsoft, Cisco, Intel, Amazon – are betting the shop on Blockchain and completely re-engineering their business around both the technology and the Internet of Things, that uses Blockchain and Robotics that work so well together. In a sense they are of course right, but they are also very wrong. What Satoshi Nakamoto started in 2008 was a movement, more than a simple electronic peer 2 peer payment system. It was the beginning of something entirely new, a technology that when translated into business delivers an entirely different outcome for customers. The current systems based on Fractional Reserve Banking, a System of Record supporting Standard Cost and Value Based Accounting is and has always been structurally flawed. But this was all that there was at the time. It is today’s commerce that everyone accepts, endures, and struggles with because until now there was no replacement that worked better – until the Blockchain.